On June 28, 2023, Circular 06/2023/TT-NHNN (Circular 06) was issued to amend and supplement several provisions of Circular 39/2016/TT-NHNN (Circular 39) which stipulates lending activities of credit institutions and foreign bank branches. After that, on August 23, 2023, the State Bank issued Circular 10/2023/TT-NHNN (Circular 10) suspending the implementation of some provisions in Circular 39. Circular 06 and Circular 10 both take effect from September 1, 2023 with the following notable contents:
(i) Amending and supplementing several provisions related to the need for borrowing capital;
(ii) Supplementing some regulations related to debt repayment activities;
(iii) Supplementing the guidelines related to lending activities by electronic means.
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